Subrogation Support

In the event of a loss, an insurance carrier may claim "subrogation recovery" or the "right of subrogation". Basically, this means the insurance carrier may attempt to recover a loss from a third party, who was "the cause" for the loss.  Every dollar recovered from a third party reduces the cost of your claim. When you reduce the cost of your claims, you reduce the net cost of your worker's compensation insurance.  The amount recovered, after expenses, can also be applied to an insured's deductible. Therefore, subrogation could be a key element in reducing your claims cost. But you need someone who can act on your behalf -- who knows how to recover losses. CIC  proactively reviews your claims to determine potential recovery from third parties. Aggressively pursuing subrogation candidates helps minimize your claim loss to maximize your bottom line.